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Terms of Use

This document specifies the terms and conditions of use of this website, which is owned and operated by National Benefits Consulting (NZ) Limited (National Benefits, we, us or our).

These terms and conditions must be read in conjunction with our Legal Disclaimer.  Please also refer to our Privacy Policy.


The use of this website in part or whole constitutes unconditional acceptance by the user of these Terms of Use.

Restricted Use

The entire content of this website is provided solely for the purpose of promoting the services of National Benefits and enabling prospective clients to contact us. It is not intended as a substitute or an adjunct to professional advice, and no user of this website should rely on its content in any respect in making any decision or judgement.

This website has been prepared solely in respect of products and services which are supplied in New Zealand for residents of New Zealand, and it has no application to the products or services offered in, or to any resident of, any other country.

No user of this website may use any part or content of this website for any purpose other than for the information of the user or as a means of contacting National Benefits.

No user of this website may use any part or content of this website for any commercial purpose.

Intellectual Property Rights

All material on this website is copyrighted and National Benefits owns that copyright and all other intellectual property in this website. No part of this website may be reproduced, distributed, republished, transmitted or adapted for any use without our prior written consent, other than being downloaded to a computer for the purpose of viewing by the user or for the user to contact us.

Adaptation or use of any part or content of this website for any other use would be a violation of National Benefits' intellectual property rights, and in that circumstance is subject to legal action.

Third Parties

This website contains links to other websites (including advertisers' websites) and to search engines. Those links are provided solely for the convenience of users of this website and do not imply that National Benefits recommends or endorses in any respect any of the content on those websites or search engine results. National Benefits has no control over those websites or search engines, and therefore has no control over their content. Importantly, please refer to our Legal Disclaimer.

This website contains information on products and services which are available from suppliers other than National Benefits. The presence of that information does not imply that National Benefits recommends or endorses in any respect any of those products or services.


No content on this website shall add to or otherwise amend any contract for products or services which any user of this website may have or enter into with or through National Benefits.


This website and its content have been prepared in accordance with the laws of New Zealand for the purposes specified in the section entitled 'Restricted use' above. This website and its content, and any contracts which result either directly or indirectly as a consequence of the use of this website, shall be construed exclusively in accordance with the laws of New Zealand and shall be governed by those laws and the Courts of New Zealand.

If any provision in these Terms of Use is or becomes void, unlawful or otherwise unenforceable, then that provision shall be deemed to be severed from these Terms of Use and shall not affect the validity, lawfulness or enforceability of any other provision.

Changes to Terms of Use

National Benefits reserves the right to amend these Terms of Use without notice at any time. Any such change will be communicated to users of this website only by the amended Terms of Use replacing these Terms of Use.

If you have any questions in relation to these Terms of Use please contact us.